Most people are already pretty familiar with Paypal ( PYPL ) . Because it’s been around longer than most other money transfer apps, Paypal has an extensive network of countries that you can send to and it’s secure . However, you get this sense of security for a price. For debit or credit transfers within the U.S., Paypal takes 2.9% cut of the transaction along with a 30 cent fee. Sending internationally? On top of the 2.9% cut, sending to Canada or Europe is $2.99, while other countries are $4.99. The fixed fee changes from country-to-country. Paypal is a great pick for sending money to more remote areas that you may not otherwise have access to.