Money transfer charges chart: What is a Balance Transfer Credit Card? 2019’s Top 0% Offers

The Discover it® Balance Transfer card gives you 5% cash back for purchases you make in certain categories each quarter, up to a preset limit. Examples of categories include gas stations, restaurants, and shopping. You’ll need to enroll online each quarter to capture that quarter’s category-specific cash. You’ll also get 1% cash back for all other purchases. Keep your account open and in good standing for 12 consecutive billing periods after its opened and Discover will match all the cash back you’ve earned at the end of your first year, automatically. The match offer is only for the first year for new cardmembers.

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