It’s always nice to contemplate earning a bonus worth hundreds, or even over a thousand dollars worth of points or miles. But with nearly all of these offers, you have to complete a minimum spending requirement that can be daunting. For example, the Chase Sapphire Preferred offers new customers 60,000 Ultimate Rewards points as a sign-up bonus, but only after spending $4,000 within three months of account opening. If that’s outside your normal budget, then you could consider getting the card before your holiday spending, which could go a long way towards earning those valuable points. But take note: This card features a $95 annual fee.
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