All these account types have floating spreads, but their lowest point varies by account top, with the higher accounts offering better spreads. Basic Accounts get floating spreads as low as 2.3 pips for EUR/USD, 2.5 pips for GBP/USD, $0.08 for crude oil, and $0.59 for gold. On Gold Accounts, these floating spreads can be as low as 1.8 pips, 2.2 pips, $0.06, and $0.49, respectively. For Platinum Accounts, they can get down to 1.4 pips, 1.6 pips, $0.05, and $0.39, respectively. The best rates are with a VIP Account, with floating spreads that start at 0.9 pips for EUR/USD, 1.1 pips for GBP/USD, $0.05 for crude oil, and $0.22 for gold.