Marking 30 years in the business, the bank is proactive in its quest to discover opportunities in the face of every challenge. It is this unyielding determination and sense of purpose that allowed Sampath Bank to deliver yet another stellar performance across the board in 2017. The banks’ advances portfolio grew at a cumulative average rate of 22.5 percent – a much faster pace than the industry growth average of 16.1 percent for 2017. For the first time, annual gross loan growth exceeded LKR 100bn ($633m), which was driven by a 26.8 percent increase in corporate lending, mainly to high-growth sectors, while the SME and retail books also grew by 19 percent. Notwithstanding the progress in its credit portfolio, Sampath Bank succeeded in maintaining credit quality: the bank’s non-performing loan ratio was 1.64 percent in 2017, compared with the industry average of 2.5 percent for the same period.